Consulting

Here are the main steps to implement a Financial Education programme:

There is no "fit for all" financial education curriculum. General programmes don't work; only programmes addressing the specific issues faced by your clients or your employees can have an impact. If your target participants are deep in debt, don't include savings for old age in your programme, but only focus on getting out of debt. Don't decide for them: let your clients/staff identify what support and training they need.

After assessing your target group's issues, select from our curriculum what is relevant to them. We can also help you develop an effective financial literacy programme which addresses your target group/staff's specific issues, takes into account their availability, literacy, culture and context, and that fits in your existing training or development programmes. We can help you train your trainers to test and roll-out your project.

Making a lasting impact:

To make your programme successful, we strive to support you on:

  1. Training content quality
  2. Facilitation quality
  3. Cost effectiveness
  4. Programme sustainability
  5. Time effectiveness
  6. Impact measurement

Read further: select who you are:

 

NGO/non-profit

 

 

Company HR/CSR

 

Examples of NGO/companies

 

NGO/non profit:

 

Reducing your clients' financial vulnerability

 

Your NGO's mission is to improve low income people's living conditions. You already run various programmes on health or nutrition, or provide shelter or sanitation. Why include financial literacy on top?

  • Give basic tools to your clients to manage irregular income,
  • Help your clients understand the consequences of taking loans and their rights as borrowers,
  • Help your clients reduce and control debt,
  • Encourage your clients to develop a planning mind-set and save for commitments,
  • Reduce family arguments around money by improving money managements skills and communication within the family,
  • Identify how and where to save, and how to manage risks,
  • Control consumption, especially around holidays and celebrations (weddings, funerals...),
  • Integrate financial education in your core programmes (health, nutrition, GBV, WASH...) to make them even more efficient and practical.

 

 

Leveraging your income generation or livelihood programmes

 

Your NGO or social enterprise helps poor people generate an income through providing vocational training, a workplace, equipment and/or capital. Go one step beyond and help them utilise their income as efficiently as possible to make a lasting impact on their family's well-being:

  • Ensure your clients effectively performs bookkeeping of their incomes and expenses and use it to improve their profit,
  • Boost your clients' skills to plan and manage business cash and not default on debts, and identify how to finance growth,
  • Encourage your clients to add value to their business ideas and positively impact their community and environment,
  • Make your clients keep in mind key basic numbers to run their business profitably (daily sales objective to breakeven...),
  • Help them manage relations with family and friends directly or indirectly involved in their business,
  • Instill business ethics,
  • Prepare them to manage failure, especially keep safety savings, develop a simple budget for their business, know when to stop, understand how debts grow and how to manage them.
  • Prepare them to manage success, especially control consumption driven by higher income and social pressure, manage purchase decisions (home, house equipment...), nurture good communication with spouse and children and relatives.

 

How we can help you:

Training programme database Training the Trainers workshop Tailor-made programme for your employees
  • FREE
  • trainers' instructions and material to run our financial literacy and microbusiness programmes
  • available in English. Some materials are also available in Khmer, Bahasa, Somali and Chinese. French (2015)
  • review notes on financial technical points
  • tips on facilitation
  • Completion certificate
  • 3 day face to face workshop
  • available in English and Khmer
  • experience participatory training
  • learn how to manage money
  • practise facilitating
  • trainers' guide and material
  • lay out steps to implement your programme
  • tips to adapt programme to your clients
  • access to online training database and review notes
  • Completion certificate
  • we define your project scope, objectives and timeline with you,
  • we assess and analyse needs,
  • we adapt/create programme to address your clients' situation,
  • we test your programme with a pilot group and fine-tune it,
  • we conduct a face to face and online workshop for your trainers,
  • we observe your trainers fo quality control,
  • we measure the impact,
  • we write a report with suggested next steps,
  • completion certificate for trainers

ENROL NOW

JOIN OUR NEXT WORKSHOP

CONTACT US

In-house training: we come and train your clients/staff directly. Schedule your training session now.

 

Contact us to discuss your project.

 

 

 

Company HR/CSR:

Why offer financial literacy to your employees?

Watch these videos:

 

 
 

 

Caring about your employees' well-being

 

As Human Resources Manager, are you responsible for your company’s employees’ development? Or, as a Corporate Social Responsibility Manager, do you care for the well-being of your employees and your suppliers’ employees? Why include Financial Education in your training plan?

  • Reduce money-related stress of your staff,
  • Help employees focus on their job and not let their personal worries overwhelm them,
  • Improve staff retention (reduce staff turnover),
  • Increase employee’s optimism,
  • Prevent potential fraud due to acute money-related stress behaviour,
  • Curb unhealthy habits by a financial wake-up call (smoking, drinking…),
  • Show to your shareholders and the public that you care for your employees' well being,
  • Let employees acquire budgeting and book-keeping skills that will help them in their job.

 

How we can help you:

Basic factory worker programme Training the Trainers workshop Tailor-made programme for your employees
  • FREE TRIAL
  • 3 weeks online programme for trainers
  • available in English and Chinese
  • interactive lesson for trainers on money management tools
  • trainers' guide and material to run our factory worker programme
  • basic assessment needs tool to download
  • tips on facilitation
  • Completion certificate
  • 2 day face to face workshop
  • available in English and Chinese
  • experience participatory training
  • learn how to manage money
  • practise facilitating
  • trainers' guide and material
  • lay out steps to implement your programme
  • tips to adapt programme to your employees
  • access to online course
  • Completion certificate
  • we define your project scope, objectives and timeline with you,
  • we assess and analyse needs,
  • we adapt/create programme to address your employees' situation,
  • we test your programme with a pilot group and fine-tune it,
  • we conduct a face to face and online workshop for your trainers,
  • we observe your trainers for quality control,
  • we measure the impact,
  • we write a report with suggested next steps,
  • completion certificate for trainers

ENROL NOW

JOIN OUR NEXT WORKSHOP

CONTACT US

 

Contact us to discuss your project.

 

 

 

Organisations we have helped: click on a country: